Many people in California are tired of the supermajority politics of California and have sought greener pastures elsewhere. Things like high taxes, cost of housing, regulations, and high cost of living have driven many people to leave the state for lower tax states like Texas,...
If you’re in your 50’s, you’re likely enjoying peak earnings in your chosen career. However, while you probably started saving for retirement decades ago, you may be finding it difficult to make significant investments with other expenses—such as paying for the kids’ college and whittling...
These days, market unrest seems to have become the norm and many investors believe It’s likely to remain so—at least as long as the novel coronavirus (COVID-19) pandemic continues to sweep its destabilizing way around the globe. After falling sharply for much of the past month,...
The deadline for filing 2019 tax returns is April 15, 2020. If you’re still working as an employee or independent contractor, you can expect to receive any Form W-2s and Form 1099-MISCs from your employers or clients by January 31. If you’re due Form 1099-INTs...
Conventional wisdom dictates minimizing expenses if you want to stretch your retirement savings as far as possible. Traditionally, this has included paying off your home mortgage. However, a 2018 survey by a national mortgage broker indicates that practice may be changing. In fact, the survey...
Most parents consider college an important investment in their child’s future. However, covering its costs can be difficult. According to Sallie Mae, Americans spent an average of $26,226 for the 2018-2019 academic year. Nearly a quarter of them (24 percent) had to borrow money to...
How much have you saved for retirement? If you answered, “Not enough,” you’re not alone. According to Northwestern Mutual’s Planning and Progress Study 2019, 22 percent of Americans have less than $5,000 stashed away for retirement. Another 15 percent have no retirement savings at all....
Did you know that women face retirement planning challenges that most men never encounter? It’s true, though if you ask most financial planners about it, they’ll tell you that every retirement plan is unique because every retiree is as well. However, while there are certainly...
Do you think a storm is headed towards the American economy? With steady economic growth over the past decade, some worry that the U.S. economy’s winning streak could be coming to an end. Between a slowing global economy, several ongoing trade disputes, and the upcoming...
[video width="1920" height="1080" mp4="https://ortizworldwealth.com/wp-content/uploads/2019/10/recession-proofing.mp4" poster="https://ortizworldwealth.com/wp-content/uploads/2019/10/recession-proof-portfolio.jpg"][/video] Economic recessions are never pleasant. But they’re an unfortunate reality that investors have to deal with from time to time. While it’s impossible to predict when a recession will hit, there are often clues that warn of a potential economic downturn. If you’re...
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