Annuities may not be known for their flexibility. I mean it is a contract with an insurance company so that isn't much of a surprise that liquidity is not their area of strength. What annuities lack in flexibility they make up for with variety. There...
These days, market unrest seems to have become the norm and many investors believe It’s likely to remain so—at least as long as the novel coronavirus (COVID-19) pandemic continues to sweep its destabilizing way around the globe. After falling sharply for much of the past month,...
When someone googles 'annuities' the search results always seem to remind one of the famed Clint Eastwood Western films, 'The Good, The Bad, and The Ugly'. Every other link on the first page ranges from annuities giving you the retirement of your dreams, to annuities...
When money is invested in any way, there are three things the investor is looking for in the financial vehicle: growth, safety (risk mitigation), and liquidity. When it comes to stocks, you are sacrificing security for liquidity and excellent potential for growth. With annuities, you...
For some people, they do not have the luxury of time to have their money in the stock market. The market always bounces back, but some people don't have as many years as someone in their 20's opening their first investment portfolio. For people that...
CARES Act Explained In light of the tremendous economic hardships that the COVID-19 pandemic has placed on the American people, the U.S. government is rolling out the largest economic relief package in our country's modern history. The CARES act is intended to slow the negative effects this pandemic is having. With...
Endowment Model #6: Bonds When we think of securities we usually think of stocks or mutual funds, but not many people think about debt as a form of equity. Bonds, a form of debt investment, are great additions to investment portfolios, not only because of their transparency...
The Endowment Model #5: Mutual Funds Although the concepts of stocks as an investment vehicle may be easy to grasp, understanding how to properly invest in them is a completely different story. In this need for understanding a new investment vehicle was born, the Mutual Fund. Mutual Funds are great investment vehicles for...
Endowment Model #4: Equities. In this next edition of the Ortiz World Wealth Endowment Model series, we will be discussing one type of Non-Guaranteed asset in particular, equities. An easier and much more recognizable term for equities is stocks. The bread and butter of the investment...
Endowment Model #3 Non-Guaranteed Investments In this installment of the Ortiz World Wealth Endowment Model series, we will be covering Non-Guaranteed asset classes. These asset classes might sound a little more familiar to you but that doesn’t mean that there isn’t anything to learn. As we cover...
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