Advanced Cash Management Strategy
Your personal success is not defined by a portfolio or its benchmarks — but by how well your interests align to your goals.
We help you see your wealth in the context of your life, then tether it to quantitative data — like cash flow, assets, and liabilities. This approach brings organization, clarity and confidence to your decision-making. Your success is defined by this goals-based framework, built to suit your life.
Based on an understanding of your long-term vision and your feelings about risk, your advisor will help identify appropriate investments and then work to build a coherent strategy around them. Below is what you can expect from Ortiz Advisors.
Are you disappointed with your current advisor’s services and performance? If you’re dissatisfied, the reason may be that your advisor has:
Too Many Accounts to Manage
Our research has shown that many investment advisors have more than 150+ clients. This means the advisor is overseeing thousands of holdings invested in tens of thousands of different account configurations, all requiring routine management. It also means an advisor’s attention can get stretched quite thin.
Many advisors work at large brokerage firms, as did many of our advisors previously. It’s not uncommon for these firms to “strongly encourage” the use of specific products. In a world in which your advisor’s compensation can vary from 0.25% – 15% based on the product he or she sells, bias can easily become part of the equation.
Lack of communication often is the top complaint from high net-worth individuals. When an advisor has too many clients, it frequently leads to a lack of regular, meaningful communication. The truth is, communication should not start and end at the beginning of the relationship; it should build and deepen over time.
Fiduciary Services Agreement
Your team of investment advisors provides you with a written agreement that outlines in detail each service you will receive and the date it will be provided. This outline ensures that you receive a high-level of communication and service you are promised:
According to the SEC http://www.sec.gov/answers/
Under the Securities Act of 1933, a company that offers or sells its securities must register the securities with the SEC or find an exemption from the registration requirements. The Act provides companies with a number of exemptions. For some of the exemptions, such as rules 505 and 506 of Regulation D, a company may sell its securities to what are known as “accredited investors.”
The federal securities laws define the term accredited investor in Rule 501 of Regulation D as: