The Roth IRA is a powerful tool you can use to stash and grow retirement savings. In this article, we’ll take a closer look at the tax benefits of the Roth IRA as well as income and contribution limits for the 2021 tax year....
If you’re one of the millions of business owners who received funds through the Paycheck Protection Program, it may now be time for you to apply for loan forgiveness. In this article, we’ll take a look at the basic questions you’ll need to answer and...
If your business has been negatively impacted by the COVID-19 pandemic, an SBA Paycheck Protection Program loan can help you through this challenging time. Independent contractors, sole proprietorships, single-member LLCs, partnerships, C corporations, and nonprofits can all benefit if they meet the SBA’s required qualifications....
Fixed annuities are really popular right now. According to the LIMRA Secure Retirement Institute, first quarter 2016 fixed index annuity sales increased by 35% over the same period during the previous year. That marks eight consecutive years of growth, while variable annuity sales dropped 18%,...
While collecting Social Security payments may seem simple enough, there are several benefit collection strategies - particularly for married couples - that might boost your retirement income. (Here at Ortiz World Wealth Advisors, we believe that by maximizing your social security you can expand your...
According to a Prudential survey, more than seven out of 10 Americans are concerned about outlasting their income during retirement. Most baby boomers planning to retire during the next 20 years will need a combination of post-retirement work, Social Security distributions, and smart portfolio management....
Trumps presidency has offered promise of economic growth in America, but economic growth doesn’t mean that everyone in the country is going to have more money and suddenly be in a better place. In fact, the bulk of Trumps plan, or at least what we...
Pensions used to be a dependable backbone for the American retirement plan. You put in your time and take care of your company, and in return they take care of you. But with the changes made in the economy there has been less and less...
With the election comes change and reaction, which is not necessarily bad. With Trump winning the election bank and energy stocks soared with interest rates while tech companies fell off. Most of this is based on Trumps pro-growth plan dependent on private investors. In relation...
If you have a diverse portfolio then you will have financial freedom. Well this isn’t exactly as easy as it sounds. Many people believe that they have a very diverse portfolio but the diversity that I am talking about is quite a bit different than...
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